Access working capital, keep track of your receivables and invoice your customers anywhere & anytime. Your loan applications are processed within 48 hours and, if approved, disbursed within the same day.

Banks require collateral to give out loans. To get financing from Lidya, you don’t need to have a collateral, 3 year audited financials and 5 year financial projections. Our algorithms process around 100 data points to make a decision.

Every payment, every data counts. We pioneer decision making with our credit score for small & medium businesses. As you build your score; you will unlock better rates and more capital.

For every loan that our clients take, our repayment schedule is clearly communicated. It doesn’t have any additional or hidden fees. You pay back what you see.