Who is Lidya?
The leading platform for small & medium business finance in fast growing economies.
Lidya is a USA holding financial institution that provides access to credit and finance across frontier and emerging markets. Our team is spread across 3 continents and 5 countries which are USA, Portugal, Nigeria, Poland and Czech Republic.
![Tunde Kehinde Lidya's CEO Tunde Kehinde](/static/71f82d12f4755c732cb491c395e45f4e/9e455/01_Tunde%20Kehinde_CEO.jpg)
Tunde Kehinde
CEO
To assess credit risk Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.
![Cristiano Machado Lidya's CTO Cristiano Machado](/static/6538f5c275d96e22b4a0e797e0c5c252/9e455/02_Cristiano%20Machado_CTO.jpg)
Cristiano Machado
CTO
![Stanley Lau Lidya's CFO Stanley Lau](/static/764b3539661fff1da85909940bb13df9/aa5c6/03_Stanley%20Lau_CFO.jpg)
Stanley Lau
CFO
Businesses that are looking for 150 USD to 100,000 USD in working capital are able to apply online or via their mobile phone and get a decision in 24 hours.
Our Team
We are passionate about building the future of finance across fast growing economies.
![Team Member Team Member Lidya Nigeria](/static/2c048d228c6f0871127057091050b7fa/496a4/collaborator21.jpg)
![Team Member Team Member Lidya Nigeria](/static/132dd54331ad7ed688e41ec329afd0ab/496a4/collaborator09.jpg)
![Team Member Team Member Lidya Nigeria](/static/c6caeff2601bb9ae1354c006cabd912d/496a4/collaborator03.jpg)
![Team Member Team Member Lidya Portugal](/static/a53974b390a9b05edb4dd076b5e32d9a/496a4/collaborator03.jpg)
![Team Member Team Member Lidya Portugal](/static/0a945659e0b2aaeea397eb4cc442527d/496a4/collaborator09.jpg)
![Team Member Team Member Lidya Nigeria](/static/08328f763d0858b749d12c8d8f523de3/496a4/collaborator35.jpg)
![Team Member Team Member Lidya Nigeria](/static/3c2e449537a31f3fc175b460951db37e/496a4/collaborator23.jpg)
![Team Member Team Member Lidya Nigeria](/static/4f11531ff1dec8bd64d26e46639b2bc3/496a4/collaborator42.jpg)
![Team Member Team Member Lidya Poland](/static/8b68713984be2a7756d82af30e0d0a5a/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Portugal](/static/e907cdecbe741510c1371721dd068031/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Nigeria](/static/a4ee90955045c474c8bfe19528eea46a/496a4/collaborator06.jpg)
![Team Member Team Member Lidya Portugal](/static/e6c3b0852b0c5ab6f12c042a9c646adc/496a4/collaborator06.jpg)
![Team Member Team Member Lidya Nigeria](/static/8c97df0a2a2b4318d8fe2645363ae390/496a4/collaborator13.jpg)
![Team Member Team Member Lidya Portugal](/static/93b94ef8c4fbe270118c5fb69cbdd605/496a4/collaborator04.jpg)
![Team Member Team Member Lidya Nigeria](/static/cf4959529e40e40bba5527654515ac46/496a4/collaborator38.jpg)
![Team Member Team Member Lidya Nigeria](/static/1eea1edad35fd7584876f31cea51574f/496a4/collaborator36.jpg)
![Team Member Team Member Lidya Nigeria](/static/e4974d8587d3ee042b51225357bfa01a/496a4/collaborator41.jpg)
![Team Member Team Member Lidya Nigeria](/static/18aef6807f03e5926ffb5689f34a25e2/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Poland](/static/ff5373f4e65576990f03ed94e45b3dd8/496a4/collaborator04.jpg)
![Team Member Team Member Lidya Nigeria](/static/0958114be24d41a0f5f697beb264540d/496a4/collaborator14.jpg)
![Team Member Team Member Lidya Portugal](/static/89507702b761db118c8989b91da12b49/496a4/collaborator02.jpg)
![Team Member Team Member Lidya Nigeria](/static/c39505f93eca77b82e6c4eb2e1b8e77e/496a4/collaborator30.jpg)
![Team Member Team Member Lidya Portugal](/static/03102827556e0d3c3083d696d6d1a5a7/496a4/collaborator11.jpg)
![Team Member Team Member Lidya Poland](/static/1069af7b9a1548a2f39c559ce9ac0dba/496a4/collaborator06.jpg)
![Team Member Team Member Lidya Nigeria](/static/d34ede013f135b27064e3de08a0dced6/496a4/collaborator40.jpg)
![Team Member Team Member Lidya Nigeria](/static/ad53c970c6abdb7a4778743f9f02c854/496a4/collaborator39.jpg)
![Team Member Team Member Lidya Nigeria](/static/cb88b2615f66517a495b8f08f1e6e376/496a4/collaborator12.jpg)
![Team Member Team Member Lidya Portugal](/static/07948912711a736156f036339190d229/496a4/collaborator08.jpg)
![Team Member Team Member Lidya Nigeria](/static/5dde06ae21f36c4cea84288b1b663522/496a4/collaborator15.jpg)
![Team Member Team Member Lidya Nigeria](/static/999bffbfaecfe257fcb80341d5af3f3a/496a4/collaborator20.jpg)
![Team Member Team Member Lidya Poland](/static/f28f7ba3aea4fb97befb60b2ac65204b/496a4/collaborator05.jpg)
![Team Member Team Member Lidya Nigeria](/static/7188108c54a08105ff3e527587ef6a3a/496a4/collaborator08.jpg)
![Team Member Team Member Lidya Czech Republic](/static/1c40ef39abc644135897302e7c624827/496a4/collaborator01.jpg)
![Team Member Team Member Lidya Nigeria](/static/526fab1a9c395f4e5c25eb1856726b27/496a4/collaborator10.jpg)
![Team Member Team Member Lidya Nigeria](/static/32b1ef38196ec2198f1085b199938d26/496a4/collaborator11.jpg)
Lidya’s Key Growth Milestones
Lidya's
Foundation
Lidya
Incorporation
USA
Lidya
start operation
Nigeria
First Loan
disbursed
Lidya Seed Round
100 Loans
disbursed
Lidya
Tech Center
Portugal
Lidya Series A Round
5,000 Loans
disbursed
10,000 Loans
disbursed
Lidya
Incorporation
Luxembourg
Lidya
start operation
Czech Republic
Lidya
start operation
Poland
![Business Owners Business Owners Celebration Lidya Loan Approval](/static/cbd355c908ed3108b3001c0ff5a0afeb/7e213/key_indicators.jpg)
Key Indicators
303043
Businesses Registered
60849
Loans
95
Partners
3
Country Presence
Our Investors
![Investor Logo ON omidyar_Network Logo](/static/ca0206d803bc4194b9cd73df699e2905/87187/01-ON_omidyar_Network.png)
![Investor Logo Accion Logo](/static/82ef6078bdf2ab58f4bd51f91931cb47/87187/02-Accion.png)
![Investor Logo BCP Bamboo_Capital_Partners Logo](/static/113fa32e1c204ebd0735b88864996840/87187/03-BCP_Bamboo_Capital_Partners.png)
![Investor Logo Goodwell Logo](/static/0cc079431bd86e7469c6632622a3847e/87187/04-Goodwell.png)
![Investor Logo Alitheia Logo](/static/beeb06ac79c05497a962bb90b325d150/87187/05-Alitheia.png)
![Investor Logo Newid Capital Logo](/static/c05e53f3e3b4e83ca7d335f6f8c99f33/87187/06-Newid_Capital.png)
![Investor Logo Tekton Ventures Logo](/static/65533d315beaea1d61e71eb406465da4/87187/07-Tekton_Ventures.png)
![Investor Logo Savannah Fund Logo](/static/9a815a3f23bb1b6812d3b13b3c6d68bd/87187/08-Savannah_Fund.png)
Where we are
- USA
- Portugal
- Nigeria
- Poland
- Czech Republic
New York, USA
New York, USA
New York, USA
New York, USA
New York, USA