Who is Lidya?
The leading platform for small & medium business finance in fast growing economies.
Lidya is a USA holding financial institution that provides access to credit and finance across frontier and emerging markets. Our team is spread across 3 continents and 5 countries which are USA, Portugal, Nigeria, Poland and Czech Republic.
![Tunde Kehinde Lidya's CEO Tunde Kehinde](/static/71f82d12f4755c732cb491c395e45f4e/9e455/01_Tunde%20Kehinde_CEO.jpg)
Tunde Kehinde
CEO
To assess credit risk Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.
![Cristiano Machado Lidya's CTO Cristiano Machado](/static/6538f5c275d96e22b4a0e797e0c5c252/9e455/02_Cristiano%20Machado_CTO.jpg)
Cristiano Machado
CTO
![Stanley Lau Lidya's CFO Stanley Lau](/static/764b3539661fff1da85909940bb13df9/aa5c6/03_Stanley%20Lau_CFO.jpg)
Stanley Lau
CFO
Businesses that are looking for 50,000 NGN to 30,000,000 NGN in working capital are able to apply online or via their mobile phone and get a decision in 24 hours.
Our Team
We are passionate about building the future of finance across fast growing economies.
![Team Member Team Member Lidya Nigeria](/static/c6caeff2601bb9ae1354c006cabd912d/496a4/collaborator03.jpg)
![Team Member Team Member Lidya Nigeria](/static/a4ee90955045c474c8bfe19528eea46a/496a4/collaborator06.jpg)
![Team Member Team Member Lidya Nigeria](/static/18aef6807f03e5926ffb5689f34a25e2/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Nigeria](/static/7188108c54a08105ff3e527587ef6a3a/496a4/collaborator08.jpg)
![Team Member Team Member Lidya Nigeria](/static/132dd54331ad7ed688e41ec329afd0ab/496a4/collaborator09.jpg)
![Team Member Team Member Lidya Nigeria](/static/526fab1a9c395f4e5c25eb1856726b27/496a4/collaborator10.jpg)
![Team Member Team Member Lidya Nigeria](/static/32b1ef38196ec2198f1085b199938d26/496a4/collaborator11.jpg)
![Team Member Team Member Lidya Nigeria](/static/cb88b2615f66517a495b8f08f1e6e376/496a4/collaborator12.jpg)
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![Team Member Team Member Lidya Nigeria](/static/0958114be24d41a0f5f697beb264540d/496a4/collaborator14.jpg)
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![Team Member Team Member Lidya Nigeria](/static/2c048d228c6f0871127057091050b7fa/496a4/collaborator21.jpg)
![Team Member Team Member Lidya Nigeria](/static/3c2e449537a31f3fc175b460951db37e/496a4/collaborator23.jpg)
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![Team Member Team Member Lidya Nigeria](/static/ad53c970c6abdb7a4778743f9f02c854/496a4/collaborator39.jpg)
![Team Member Team Member Lidya Nigeria](/static/d34ede013f135b27064e3de08a0dced6/496a4/collaborator40.jpg)
![Team Member Team Member Lidya Nigeria](/static/e4974d8587d3ee042b51225357bfa01a/496a4/collaborator41.jpg)
![Team Member Team Member Lidya Nigeria](/static/4f11531ff1dec8bd64d26e46639b2bc3/496a4/collaborator42.jpg)
![Team Member Team Member Lidya Czech Republic](/static/1c40ef39abc644135897302e7c624827/496a4/collaborator01.jpg)
![Team Member Team Member Lidya Poland](/static/ff5373f4e65576990f03ed94e45b3dd8/496a4/collaborator04.jpg)
![Team Member Team Member Lidya Poland](/static/f28f7ba3aea4fb97befb60b2ac65204b/496a4/collaborator05.jpg)
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![Team Member Team Member Lidya Poland](/static/8b68713984be2a7756d82af30e0d0a5a/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Portugal](/static/89507702b761db118c8989b91da12b49/496a4/collaborator02.jpg)
![Team Member Team Member Lidya Portugal](/static/a53974b390a9b05edb4dd076b5e32d9a/496a4/collaborator03.jpg)
![Team Member Team Member Lidya Portugal](/static/93b94ef8c4fbe270118c5fb69cbdd605/496a4/collaborator04.jpg)
![Team Member Team Member Lidya Portugal](/static/e6c3b0852b0c5ab6f12c042a9c646adc/496a4/collaborator06.jpg)
![Team Member Team Member Lidya Portugal](/static/e907cdecbe741510c1371721dd068031/496a4/collaborator07.jpg)
![Team Member Team Member Lidya Portugal](/static/07948912711a736156f036339190d229/496a4/collaborator08.jpg)
![Team Member Team Member Lidya Portugal](/static/0a945659e0b2aaeea397eb4cc442527d/496a4/collaborator09.jpg)
![Team Member Team Member Lidya Portugal](/static/03102827556e0d3c3083d696d6d1a5a7/496a4/collaborator11.jpg)
Lidya’s Key Growth Milestones
Lidya's
Foundation
Lidya
Incorporation
USA
Lidya
start operation
Nigeria
First Loan
disbursed
Lidya Seed Round
100 Loans
disbursed
Lidya
Tech Center
Portugal
Lidya Series A Round
5,000 Loans
disbursed
10,000 Loans
disbursed
Lidya
Incorporation
Luxembourg
Lidya
start operation
Czech Republic
Lidya
start operation
Poland
![Business Owners Business Owners Celebration Lidya Loan Approval](/static/cbd355c908ed3108b3001c0ff5a0afeb/7e213/key_indicators.jpg)
Key Indicators
303043
Businesses Registered
60849
Loans
95
Partners
3
Country Presence
Our Investors
![Investor Logo ON omidyar_Network Logo](/static/ca0206d803bc4194b9cd73df699e2905/87187/01-ON_omidyar_Network.png)
![Investor Logo Accion Logo](/static/82ef6078bdf2ab58f4bd51f91931cb47/87187/02-Accion.png)
![Investor Logo BCP Bamboo_Capital_Partners Logo](/static/113fa32e1c204ebd0735b88864996840/87187/03-BCP_Bamboo_Capital_Partners.png)
![Investor Logo Goodwell Logo](/static/0cc079431bd86e7469c6632622a3847e/87187/04-Goodwell.png)
![Investor Logo Alitheia Logo](/static/beeb06ac79c05497a962bb90b325d150/87187/05-Alitheia.png)
![Investor Logo Newid Capital Logo](/static/c05e53f3e3b4e83ca7d335f6f8c99f33/87187/06-Newid_Capital.png)
![Investor Logo Tekton Ventures Logo](/static/65533d315beaea1d61e71eb406465da4/87187/07-Tekton_Ventures.png)
![Investor Logo Savannah Fund Logo](/static/9a815a3f23bb1b6812d3b13b3c6d68bd/87187/08-Savannah_Fund.png)
Where we are
- USA
- Portugal
- Nigeria
- Poland
- Czech Republic
Lagos, Nigeria
Oko Awo Street
Victoria Island
Lagos, Nigeria
Oko Awo Street
Victoria Island
Lagos, Nigeria
Oko Awo Street
Victoria Island
Lagos, Nigeria
Oko Awo Street
Victoria Island
Lagos, Nigeria
Oko Awo Street
Victoria Island