Lidya is a USA holding financial institution that provides access to credit and finance across frontier and emerging markets. Our team is spread across 3 continents and 5 countries which are USA, Portugal, Nigeria, Poland and Czech Republic.

To assess credit risk Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.

Businesses that are looking for 50,000 NGN to 30,000,000 NGN in working capital are able to apply online or via their mobile phone and get a decision in 24 hours.