10 Min Application

Apply online and get an offer today!

We use our cutting edge technology to analyze your history. We don't require any collateral.

No Collateral

We use our cutting edge technology to analyze your history. We don't require any collateral.

The only paperwork you need is 3 months of transaction history.

No Paperwork

The only paperwork you need is 3 months of transaction history.

Once your Loan is approved you will have the money in your bank account in 24h.

Same-day Loans

Once your Loan is approved you will have the money in your bank account in 24h.

You are able to apply to and manage your loans in real-time in Lidya App.

Real-Time Access

You are able to apply to and manage your loans in real-time in Lidya App.

Our growth team is a call away to answer any questions you have.

Local Specialized Team

Our growth team is a call away to answer any questions you have.

Why our Mix of Finance & Technology is Perfect for your Business.

FINANCE

Finance your Working Capital

With Lidya’s Short-Term Loans you have the opportunity to expand your business and generate more income.

Data is the New Collateral

Banks require collateral to give out loans. To get financing from Lidya, you don’t need to have a collateral, you just have to submit the past 3 months Bank Statements.

No Hidden Fees

For every loan that our clients take, our repayment schedule is clearly communicated. It doesn’t have any additional or hidden fees. You pay back what you see.