10 Min Application
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No Collateral
We use our cutting edge technology to analyze your history. We don't require any collateral.
No Paperwork
The only paperwork you need is 3 months of transaction history.
Same-day Loans
Once your Loan is approved you will have the money in your bank account in 24h.
Real-Time Access
You are able to apply to and manage your loans in real-time in Lidya App.
Local Specialized Team
Our growth team is a call away to answer any questions you have.
Why our Mix of Finance & Technology is Perfect for your Business.
FINANCE
Finance your Working Capital
With Lidya’s Short-Term Loans you have the opportunity to expand your business and generate more income.
Data is the New Collateral
Banks require collateral to give out loans. To get financing from Lidya, you don’t need to have a collateral, you just have to submit the past 3 months Bank Statements.
No Hidden Fees
For every loan that our clients take, our repayment schedule is clearly communicated. It doesn’t have any additional or hidden fees. You pay back what you see.
TECHNOLOGY
Enjoy Real-Time Financial Tools
Get access to a universe of financial services with Lidya’s beautifully designed single view platform, for fast credit, payments and treasury.
Cutting-edge Analysis
Our algorithms process around 100 data points to make a decision on your loan eligibility and amount.
Secure your Data
Our platform is safe and secure and protects your data from any security breaches.
Key Indicators
Fast Growing Companies Love Lidya
Get working capital, accelerate your business growth
Enjoy real time financial services with Lidya.
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Our Investors
Helping great business owners build high impact businesses
Get the financing you need with Lidya.